At ACD Financial, we partner with banks, credit unions, financial institutions and professionals to create a win-win situation for your customers. A referral arrangement with ACD Financial allows you to provide an alternative financing source for customers and prospects who could not otherwise receive financing. As a result, you can gain an inside track on obtaining deposits, offering other financial services to the companies and their principals, and traditional lending opportunities..

ACD Financial will customize an implementation plan that fits your specific needs and objectives and unique qualities. This is all part of ACD Financial’s general approach for building a successful referral program.

The overall success of ACD Financial’s referral program is largely determined by the strength of your commitment to, and endorsement of, ACD Financial as a preferred alternative financing relationship. The ACD Financial team is 100% committed and eager to create a win-win situation for all.

We offer nationwide referral relationships where anytime we receive a referral,  and we then close and fund a transaction with that customer, a referral fee is paid. This referral fee is paid as an on-going fee for the life of ACD Financial’s relationship with the referred client

Depending on the size and length of the client’s relationship with ACD Financial, total referral fees can be substantial over a period of time.

How Can ACD Financial Help as a Referral Source and Partner?

We want to help you win business through offering alternative financing services to your clients that aren’t a fit for you. A partnership with ACD Financial gives you the ability to help a prospect/client by offering an alternative financing source rather that just turning down an un-bankable credit request.

There are many reasons to select ACD Financial as your partner in this type of business relationship which creates a win-win situation for all parties involved. 

Following are a few of the primary benefits:

• Establish additional cross-selling opportunities for other products such as deposit, treasury management, lockbox and other ancillary service relationships with the client, while ACD Financial handles the working capital facility.

• Monitor the credit worthiness of the client and, at anytime during the term of the factoring relationship, move the client into a traditional bank facility without the client having to pay any termination fee.

• Refer existing client relationships that no longer meet credit standards to ACD Financial, creating not only a quick exit strategy, but a seamless transition for the client as well.

• Earn fees from deals that are of zero value today with minimal effort. Prospects currently declined due to lack of earnings, cash flow or equity can now be considered as prospective customers without increasing overhead. 

By partnering with you, it is our desire to accomplish the following:

• Add value to current credit processes.

• Provide solutions for client credit needs that do not meet the financial institution's credit policies

• Produce meaningful and measurable referral fee income

• Provide the financial institution the ability to retain the non-credit services of a client

If you are interested in becoming a “Referral Partner” with ACD Financial, please contact Adrian Davis at (678) 565-9870 or by email at acd@acdfinancial.com.